EXPERTS-DIARY

Dr. Max Caruso

Dr. Max Caruso

From Ancient Resonance to Transcultural Synthesis: Educating for Coherent Becoming By Dr. Max Caruso (FIoL) In my article, “Ancient Resonance,” I explored a deeply personal truth: the profound psychological and spiritual comfort I found as a Roman-born individual within the ancient, continuous civilisation as lived within my now forever home of Shanghai. This was not mere cultural appreciation, but a resonant harmonisation—a recognition of shared depth, historical consciousness, and complex social choreography. I framed this as the discovery of a coherent identity, where a splinter of my Roman soul was absorbed into the deep, flowing river of Chinese time. This lived experience is more than a memoir; it is a microcosm of the fundamental human challenge and opportunity in a globalised century. It compels a critical pedagogical question: If such resonance is the key to belonging and efficacy across profound difference, how do we intentionally cultivate this capacity in the next generation? How do we move beyond preparing students to navigate between cultures, and instead empower them to synthesise new ways of being from that very confluence? This is the journey from the personal to the pedagogical—from Ancient Resonance to a deliberate practice of Transcultural Education. It represents a necessary evolution from the paradigm of integration to one of generative synthesis. Transcending Integration: The ‘Third Space’ in Life and Learning Given my long history within the International education world, spanning over 20 years within the geographic regions of Oceania, Middle East and Asia, I have noted that, the aim  of “East meets West” or “cultural integration” in education, while well-intentioned, may often rest on a framework of comparative difference. It can inadvertently reinforce cultures as static, bounded entities to be balanced or bridged. My experience suggests something more fluid and transformative. True resonance—and true learning—generates a new frequency. This aligns with the potent concept of the ‘third space.’ For educators, its most practical foundation comes from developmental psychologist Lev Vygotsky. His concept of the Zone of Proximal Development describes the space between what a learner can do alone and what they can achieve with guidance. Extending this, the educational ‘third space’ is the collaborative, creative zone where different cultural frameworks interact. Guided by skilled educators, students enter this shared psychological space to blend, challenge, and combine ideas, generating novel understanding. However, the ‘third space’ is not confined to the classroom. It is, first and foremost, a condition of our globalised lives. We create this ‘third space’ daily—in our workplaces, friendships, and families—whenever East meets West. Sometimes this meeting is a harmonious dialogue; at other times, it is a collision of perspectives. These moments of friction are not failures of integration but the very raw material of transculturation. The educational imperative is to make students conscious, skilled, and creative architects of this space, turning inevitable encounters into opportunities for synthesis. This process requires engaging with the invisible forces that shape us. Here, sociologist Pierre Bourdieu’s concept of habitus—the deeply ingrained set of dispositions, perceptions, and practices acquired through lifelong socialisation—is invaluable. My “ancient resonance” was, in essence, a recognition of a familiar habitus of depth, ritual, and social complexity. Effective transcultural education must make these invisible structures visible for reflection. We must help students understand the cultural ‘soil’ from which their own and others’ instincts grow, so they can consciously participate in creating new ground. Principles of Transculturation: From Resonance to Pedagogy Translating this theoretical imperative into practice requires principles that move beyond additive models to foster deep, synthesising cognition. Synthesized Cognition: Beyond Biculturalism The goal is to cultivate integrative thinking—the capacity to hold two or more opposing models in tension and creatively synthesise them into a superior new model. This transcends simple bilingualism or bicultural awareness. It connects to Jerome Bruner’s work on narrative construction; for example, by engaging students in comparing the narrative logic of Greek tragedy with Chinese historical chronicles, we develop their meta-cognitive ability to see how knowledge itself is shaped differently across cultures. This prepares them not just to understand multiple stories but to author new ones. Situated and Transformative Practice: Habitus as a Pedagogical Tool Knowledge must be activated within context. Drawing on Situated Learning Theory (Lave & Wenger), which sees learning as social participation in a “community of practice,” we design experiences where the habitus of different traditions is surfaced. Students don’t just learn about Confucian li (ritual propriety) or Roman pietas (duty); they engage in projects where these differing frameworks for social obligation must be negotiated to address a contemporary ethical dilemma. This transforms abstract knowledge into practical, lived wisdom, allowing students to ‘try on’ and blend different ways of being in the world. A Co-Creative Ecology: The Community as the Primary Curriculum This principle asserts that the most powerful curriculum is the social and intellectual ecology of the institution itself, echoing John Dewey’s belief that education is life itself. To build a transcultural ecology, we employ dialogic pedagogy (inspired by Mikhail Bakhtin), where meaning is created in the exchange between different voices. Institutional structures—like co-teaching partnerships and student-led intercultural forums—are designed to maximise this “productive friction.” This creates what Ronald Barnett calls an “ecological university,” a learning environment where complexity and mutual formation are the norm. The school becomes a working model of the ‘third space,’ demonstrating synthesis in action. The Transcultural Educator and Graduate: Architects of the New Space This paradigm demands a profound evolution in our roles. The Educator evolves from a subject expert into a curator of cognitive and cultural encounters and an architect of the ‘third space.’ Our role mirrors that of a practitioner of practical wisdom who guides students in making ethical judgments within complex, situated realities that span multiple cultural frames. We are less lecturers and more master designers of experiences where resonance and synthesis can occur. The Graduate of such an education is equipped for a fluid world. They possess: Cognitive Agility: The ability to think with and across different cultural frameworks with ease. Compound Identity: A sense of self that is coherent not because it is singular, but because it is synthesising—rooted yet dynamic, capable of belonging to multiple contexts without contradiction. It is identity built from resonance, not despite difference. Ethical Co-Agency: The drive and skill to collaborate with diverse others to shape a shared future. They become what sociologist Ulrich Beck termed cosmopolitan citizens, whose perspective embraces

Dr. Max Caruso Read More »

Jissan Cherian

Jissan Cherian

The Power of Personal Branding in Career Development Whether you’re early in your career or have more than 20 years of experience, one thing remains constant: career development should not be something employees expect their company to fully own or drive on their behalf. You are responsible for steering your own career growth; and that inherently means curating and owning your personal brand. For many professionals, however, personal branding as a concept has been misunderstood. It’s often associated with self-promotion, ego, or the pressure to stand out. My challenge to that thinking is simple: personal branding can become all those things, but only if you approach it the wrong way. When done correctly, personal branding is the ultimate test of self-awareness. It is a disciplined practice of understanding who you truly are, what you bring to the table, and how you want others to experience working with you. What is Personal Branding? The way I personally define personal branding is this: it is the perception or emotion held by someone other than you that reflects the complete experience of having a relationship with you and your work. If you are not intentionally shaping and managing your personal brand, then others are doing it for you. And this is where frustration often sets in; when the perception of who you are is inaccurately defined by others simply because you did not take ownership of the narrative. Actively managing your personal brand offers powerful benefits to your career development: It helps establish your authentic professional style. It builds credibility with your audience, your peers, and your direct reports. It differentiates you from others by highlighting your distinctive strengths. It clarifies what you stand for and allows you to focus your energy with purpose. How Does Personal Branding Drive Career Development? Establishing Your Authentic Style & Voice When you’ve taken the time to develop real self-awareness and identify your distinctive strengths, you gain the confidence to define how you want to show up in the corporate world. This includes your leadership style, the way you manage expectations, how you communicate, and the type of leadership voice you want to embody. You no longer feel the need to imitate someone else’s approach simply because you’ve seen it work for them. Instead, you develop a grounded sense of confidence; the kind that comes from knowing your authentic style and understanding how to use it to create meaningful, honest impact at work. Building Credibility with Your Audience or Direct Reports Once you’ve established your authentic style and leadership voice, you naturally present yourself as more credible and trustworthy: whether you’re addressing a broad audience or leading your direct reports. The consistency with which you show up day after day helps others understand how to work with you effectively.  That predictability becomes a foundation for stronger relationships, making it easier for trust to develop and be reciprocated. Separating Yourself from Your Peers Another reason your distinctive strengths are so important to identify is that they become the foundation of the personal brand that sets you apart. The goal here is not self-promotion or ego; it’s self-understanding. When you have a clear picture of your strengths, you gain the confidence to approach your projects and responsibilities in a way that leverages what you naturally do best. As a result, your performance improves, the quality of your work increases, and the impact you make becomes more visible. Over time, your manager and others around you begin to recognize the unique value you bring: the value that only you can deliver. Defining What You Stand For, Allowing You to Focus Your Energy When you gain clarity about who you are and the purpose behind your personal brand, your work stops feeling transactional. Instead of simply completing tasks, you begin to approach your work with a sense of meaning and intention. You actively look for purpose and value in what you do each day. This mindset shift fuels a more positive and resilient approach to your responsibilities. It gives you the energy, determination, and spirit needed to push through obstacles and overcome project barriers; ultimately increasing your ability to deliver meaningful, successful outcomes in your career. Jissan Cherian, DVERSFY Jissan Cherian is a global marketing executive, speaker, and founder of DVERSFY™, with more than twenty years of business experience at Microsoft, Deloitte, GSK Consumer Healthcare, and Haleon. Known for building iconic consumer brands and high-performing teams, he blends strategic vision with a passion for people development. His expertise spans marketing, personal branding, corporate advancement, and strategic influence. Having worked with talent in early-career, mid-career, and entrepreneurship, Jissan is on a mission to develop the next generation of inclusive leaders. Cherian earned his BBA from The University of Texas at Austin in Management Information Systems, an MBA from Carnegie Mellon University in Marketing and International Management, and an Executive Certification from MIT in Artificial Intelligence. He is committed to empowering professionals to accelerate growth and build authentic leadership. He is a sought-after speaker and expert on personal branding. Most Popular ul > .bdt-post-list-item; delay: 350;”> Kelli Heinz December 15, 2025 BEST-IN-CLASS 10 Most Influential Business Leaders Making a Mark in 2025 December 2, 2025 MAGAZINES Erwantho Siregar December 2, 2025 BEST-IN-CLASS Soumyodeep Mukherjee November 28, 2025 BEST-IN-CLASS Akanksha S Gulia – Most Admired Women Leader of 2025 November 27, 2025 TOP LEADERS World’s Top 10 Transformational Leaders Making Waves in 2025 November 21, 2025 MAGAZINES World’s Top 50 Leaders November 3, 2025 MAGAZINES Venkata Raju Mallipudi November 3, 2025 BEST-IN-CLASS Faehzan Ahmad – Water Startup Klar2O raises 4.5 Mio EUR Series A Investment for nanoplastics-free water October 31, 2025 TOP LEADERS The Titans of Tomorrow: Most Admired Business Leaders of 2025 October 28, 2025 MAGAZINES Related articles Online Privacy in the Digital Age: Balancing Security and Personal Freedoms Read More Healthcare Access and Equity: Bridging Gaps in Healthcare Systems Worldwide Read More Criminal Justice Reform: Evaluating Alternatives to Mass Incarceration Read More Leading the Charge: Most Innovative Technology Businesses in APAC

Jissan Cherian Read More »

Dr. Max Caruso

Dr. Max Caruso

Ancient Resonance: How the Echoes of Rome and Shanghai Guided a Global Life (Part 1 of 3) By Dr Max Caruso We are the oneWe are the fewWe are the manyWe are the other (Musings, Caruso, 2025) I have many powerful memories of my birthplace, Rome. The images are not clear; they are quasi-memories… more like feelings. In my forties, I had occasion to return to Rome, the city that gave me life. On this particular day, standing at the bottom of the Spanish Steps, I gave in to a feeling—an urge to climb the stairs and then follow the road to the left, following these echoes of my past up the rise… as the magnificence of Rome unfolded to my left. With each step, layers of memory peeled away. Upon reaching the summit of Il Pincio, the Pincian Hill, I stood before Rome, open and splendid, eternal, as far as the eye could see, with the Borghese Gardens behind me. Images, memories, feelings and a deep sense of knowing flooded me as my eyes gazed from the terrace over the ochre-domed chaos of Piazza Del Popolo. I decided to call my Dad in Melbourne. ‘Where am I?’ I asked. “I seem to know this place.” My father, a practical man shaped by the horrors of war as a boy and hardened further by the tough politics of Italy in the 1960s, simply replied. ‘Massimiliano, don’t youremember? As a family, we came here often…’ A wave of deep emotion and terrible sadness swept over me… tears coursing down my cheeks, people staring… It was that awful sense of loss, me standing at that most magnificent point, seeing the city of my birth not as a citizen, the proud Roman I have always felt myself to be, but as a lost tourist with vague memories of a life… lost. That moment, on that hill, was a turning point. The beginning of a lifelong search for a frequency that had led my family across oceans, through a life of dislocation in Australia, and finally to an unexpected harmony in the ancient bustle of modern Shanghai. My family left Italy in 1969, part of the great post-war exodus—yes, we too were searching for the promised land. We sailed from the Port of Naples on the famous SS Marconi, in the footsteps of countless thousands. No steerage class for us! Somehow… and my father never explained… we secured the comforts and grace of Second Class, a small but significant act of dignity for the journey ahead.  Our route was dictated by global tensions; the Suez Canal was closed, forcing us on a month-long odyssey around the Cape of Good Hope, with a stop in apartheid-era Durban. We were leaving behind what The Economist of the time would describe as The Italian Muddle: a political landscape of permanent crisis, a state paralyzed by clientelism, and a society cracking under the strain of its own initial post-war Economic Miracle. My parents, who loved their country deeply, sought stability and a future for their children. They could not have realized they were removing their youngest son from the deep, resonating frequency of his civilization. In March of that year, we landed in Melbourne, a vibrant, conservative city that was the antithesis of layered time. Our new life was bewildering, raw, new and defined by a different kind of struggle. In those early days Dad worked for the Good Year tire company, through its relationship at the time with Pirelli. Later, like many men of his time, he sought work in the building industry… the allure of better pay, despite more cavalier conditions. My blessed mother, after an initial stint in the workforce, decided to dedicate herself to her family, her children… a liberating, yet conversely imprisoning, decision. Wogs… that ubiquitous, biting slur still rings in my ear… identifying us as the perpetual other… No matter. I would exact my own revenge on this racist attitude through my own success.  Australia in the 1970s, for all its promise, operated on a different wavelength. It was a young nation, energetically building itself, indeed, seeking her own rhythm and place in the region… an outlier in Southeast Asia. My Roman imprint—that sense of history as a living, stratified presence—had no translation here. This ancient resonance (my term) became a source of dislocation. I felt like a ghost, an anachronism, carrying a silent, heavy stone of history in a land that prized the new. What drives from within? For me, this dislocation became a powerful engine, driving a compensatory discipline. I found solace as an athlete, achieving State and National success. I learned to channel focus into clear, measurable outcomes. My revenge journey began to take form. It fueled a voracious intellectual curiosity, leading me into education, first in the classrooms of Melbourne’s Catholic schools and later as a principal on the international stage in China and the Middle East. My professional recognitions—being featured on magazine covers and named a “Top 50 Global Leader”—were, in a way, a search for a new language of belonging, a way to build an identity that could span worlds, cultures and time. Yet, the fundamental psychic frequency remained untuned. The pivotal, unexpected harmonization came not from professional accolades, but from the most personal of choices: building a life with my Chinese, Shanghainese wife. Decades after that moment on the hill in Rome, I found myself living in Shanghai, at the heart of anotherancient, continuous civilization. Superficially, nothing should have felt familiar. The language, the food, the social rituals were unique. And yet, a profound sense of recognition settled over me. It wasn’t that China was like Italy; it was that it was like Italy in a specific,profound way. It possessed the same depth. I had a word for it now: Ancient Resonance. This is not a term I found in books, but one I coined from lived experience. It describes the psychological and spiritual comfort an individual, imprinted by one ancient culture, can find in another. It operates on several levels. Psychologically, it speaks to Carl Jung’s idea of the collective unconscious—the Roman “genius loci” and the Chinese sense of timeless, cyclical history both act as archetypes, triggering a sense of meaning and belonging in a deep part of the psyche. Sociologically, it aligns with Pierre Bourdieu’s concept of habitus: the ingrained “feel for the game.” The social games of Rome and Shanghai are different, but they are both immensely complex, subtle, and played on a field shaped by millennia of unspoken rules. A child

Dr. Max Caruso Read More »

Hayk Shirinyan

Hayk Shirinyan II

Top 5 Features B2B SaaS Systems Need to Attract Customers As per Fortune Business Insights, the B2B SaaS industry is expected to grow to $908 billion by 2030. The B2B SaaS industry is booming, and companies have been shifting to cloud-based software for everything, from managing customer relationships to automating financial processes. But with so many SaaS solutions out there, how are you going to make yours stand out? The scenario of B2B SaaS is more competitive than ever, and companies have started relying on cloud-based tools to run their businesses. Understand that if your software doesn’t stand out, it won’t survive. The good news? Businesses are not just looking for software, they are looking for solutions. They want products that will make their work easier, their teams more productive, and their bottom lines healthier. If you can give them that, they will not only sign up, but they are going to stay. So, what are the features that make a B2B SaaS platform truly irresistible? Let us take a look at the must-have features that will turn your potential customers into loyal fans. But first, let us understand what a B2B SaaS system is. What is a B2B SaaS System? A Business to Business Software as a Service System is a cloud-based software solution that is designed specifically for businesses as opposed to individual consumers. These platforms help companies automate tasks, streamline operations, and improve efficiency without requiring complex installations and maintenance. As opposed to traditional software that should be downloaded and manually updated, B2B SaaS solutions run on the cloud, allowing businesses to access them from anywhere with an internet connection. They operate on a subscription-based model, where users will pay a recurring fee, either monthly or annually, to gain access to the software. Breaking it down: Business to Business – These software solutions are built for businesses and not individual consumers. Instead of selling to personal users, a B2B SaaS company provides software that will help businesses manage operations, drive revenue, and improve workflow. Software as a Service – Unlike traditional software that requires installation on local devices, SaaS applications are hosted on remote servers and accessed via the internet. Businesses do not have to worry about maintenance, updates, or data storage, as everything is handled by the provider. B2B SaaS has become the backbone of modern businesses because of the scalability, convenience, and cost effectiveness. Let us take a look at the must-have features. 1. Multi-Tenancy Imagine running an apartment building where every tenant will share the same infrastructure, electricity, water, and security, but their personal space remains completely private. That is how multi-tenancy works in SaaS. A single instance of the application serves multiple customers, but each customer’s data is isolated. Why does a well-thought-out multi-tenant architecture matter? Multi-tenancy allows SaaS companies to scale like a rocket. With this setup, businesses can add thousands of new users without needing to create separate software instances. It basically helps in effortless scaling. Whether you have 10 customers or 10,000, your system will remain efficient and cost-effective. Instead of maintaining multiple servers for different clients, SaaS providers shared resources across tenants. This will reduce operational costs and allow better pricing for customers. Even though multiple businesses use the same infrastructure, their data is completely isolated. SaaS providers prefer using logical separation, access control policies, and encryption to prevent any tenant from accessing another tenant’s information. Multi-tenancy means faster updates and no hassle. When new features or security patches start rolling out, everyone gets them instantly. No manual installations or version mismatches, just smooth and automatic updates. The biggest examples are companies like Salesforce and Google Workspace. They have built their entire success on multi-tenancy while serving millions of users and maintaining a seamless and high-performance experience. The Risk of Not Using Multi-Tenancy Companies that depend on a single-tenant architecture will face significant challenges when it comes to capability and operational efficiency. Unlike multi-tenancy, where resources are shared across multiple customers, a single-tenant model will require a separate infrastructure for each client. This setup comes with several drawbacks. Since each customer needs a dedicated software instance, businesses have to invest heavily in servers, storage and maintenance. With the growth of the customer base, the cost will increase and cut into profitability while making competitive pricing difficult. Onboarding a new client in a single-tenant system will require setting up and configuring a separate software instance. This process will take time and delay the ability of the customer to use the platform. Meanwhile, competitors using multi-tenancy can onboard clients easily and offer a smoother experience. Managing multiple software instances means updates, feature releases, and security patches have to be applied separately for every customer. This will create inconsistency and also increase the risk of outdated software. In comparison, multi-tenancy will allow providers to push updates across all users at once. Businesses that invest in multi-tenancy position themselves for long-term success. They can scale rapidly, reduce costs, and provide a great customer experience, all of which are important for surviving in the market. Multi-tenancy is not only a technical advantage, but it is also the fundamental driver of business growth and market dominance. 2. Customization We have to agree that every business is unique. If your SaaS forces companies to fit into a rigid workflow, they are surely going to leave. Customization will make your software adapt to them, and not the other way around. Now, why is customization important for B2B SaaS? Before adopting a new SaaS solution, most B2B clients request specific features that will align with their operations. If your platform lacks customization, businesses will struggle to integrate it into their existing processes, which will lead to frustration and inefficiencies. A well thought out, customizable SaaS solution will meet the diverse requirements of clients and also make onboarding smoother, enhance user satisfaction, and increase long-term retention. The ability to personalize dashboards, workflows, and permissions will ensure that businesses can prepare the software to fit their exact requirements without having

Hayk Shirinyan II Read More »

Gaurav Deshmukh

Gaurav Deshmukh

Gaurav Deshmukh – Senior Software Engineer and Tech Lead at Guidewire Software The InsurTech (Insurance Technology) sector is revolutionizing the conventional insurance industry by making use of advanced technologies like artificial intelligence (AI), cloud computing, automation, and data analytics. InsurTech seeks to improve efficiency, enhance risk analysis, automate claims processing, and provide customized customer experiences. By adopting digital solutions, businesses can minimize operational expenses, identify fraud better, and deliver quicker, more transparent services. With changing customer needs, InsurTech continues to be the trendsetter, ensuring that insurance becomes more accessible, data-led, and market-sensitive. This vibrant business is changing the face of insurance by harnessing technology to address age-old issues. Gaurav Deshmukh’s interest in technology and issue-solving brought him into the InsurTech space. With backend systems and application expertise, his experience at Cigna and Guidewire acquainted him with the potential of technology in revolutionizing insurance operations. Intrigued by data-related challenges and decision-making intricacies, he found a chance to introduce simplicity and effectiveness to the sector. Today, as an InsurTech expert, he creates innovative solutions that optimize operations and enhance customer experiences. Bridging the Gap Between Technological Advancements and Leadership in Insurance With years of experience in insurance and software development, Gaurav has seen tremendous technological changes. Cloud computing, artificial intelligence (AI), and automation have revolutionized the way insurance firms work. Cloud technology has made scalability smooth, AI has transformed risk assessment and claims handling into faster and more accurate processes, and automation has automated traditionally labor-intensive processes, minimizing errors and maximizing efficiency. These developments have not only enhanced in-house processes but also made insurance more customer-centric and responsive. As a Senior Software Engineer and Tech Lead, Gaurav not only remains abreast of such technological developments but also equips his team to manage them effectively. He maintains a balance between technical superiority and leadership by ensuring ongoing learning, transparent communication, and organized problem-solving. He derives energy from addressing uncertain business issues and disassembling them into organized, actionable solutions. A strong proponent of mentorship, he subscribes to Richard Feynman’s creed: “If you can’t explain it simply, you don’t understand it well enough.” This approach inspires him to make technical complexities simpler so that his team gets a complete understanding of the solutions they are developing and remains competitive in the ever-changing InsurTech space. The Evolution of InsurTech and the Role of Software Engineering Gaurav believes the future of InsurTech lies in No-Code/Low-Code platforms and data-driven solutions that transform insurance operations. Software engineering plays a crucial role in this transformation by developing scalable platforms that allow companies to quickly adapt to customer needs. The focus is on building systems that offer transparency, efficiency, and enhanced user experiences—resolving many of the ambiguities that have historically challenged the insurance sector. AI and automation are also transforming risk assessment and claims processing in the insurance sector. AI-driven algorithms can scan huge volumes of data, identify suspicious claims, and provide more precise risk assessments. Automation, on the contrary, accelerates labor-intensive processes that used to be time-consuming, lessening human effort and error. Through the use of these technologies, insurance firms can provide quicker and more transparent services to clients. Gaurav is proactively working towards embedding AI-powered automation to enable insurance operations to become smarter, more efficient, and user-centric. With the ongoing development of InsurTech, AI, and automation will become instrumental in determining the future of the industry, in conjunction with No-Code/Low-Code platforms that democratize innovation for insurance companies. Developing High-Performance, Scalable, and Secure Insurance Platforms: The Intersection of Technology, Compliance, and Customer Trust Insurance platforms demand great scalability, strong performance, and stringent security, given the growing customer expectations and cyberattacks. Gaurav makes sure that the software he creates is geared to meet these requirements by crafting cloud-native architectures based on microservices and containerization. With this design, components can be scaled independently, providing efficiency at different loads. Load testing and performance monitoring are also key in ensuring system stability so that it can process heavy transactions without failure. Meanwhile, security and regulatory compliance are always at the top of the agenda. As cyber threats grow, Gaurav has a multi-layered security strategy that incorporates data encryption, tight access controls, and frequent security audits. He also works closely with legal teams to ensure compliance with industry regulations. By anticipating performance and security issues, Gaurav makes insurance platforms not only scalable but also robust and compliant, protecting customer data while providing smooth digital experiences. Overcoming Challenges in Insurance Software Development and Envisioning the Future of InsurTech Gaurav has faced several challenging issues with insurance software development throughout his career. One of his most challenging projects was migrating legacy systems to a microservices architecture. The process was very labor-intensive, as unexpected complexities usually arose. His approach was to divide the migration into smaller, manageable steps, maintain open communication between teams, and have iterative progress monitoring. This systematic process enabled the team to handle unknowns efficiently and make a seamless shift to a more scalable architecture. In the future, Gaurav is most looking forward to AI-driven automation and No-Code/Low-Code platforms, which he thinks will transform the way insurance firms work. These technologies will enable companies to respond rapidly to shifting market conditions, providing more customized and streamlined services to customers. His job is to create scalable, secure platforms leveraging these technologies that propel the industry toward more efficiency and innovation. Gaurav is also interested in imparting knowledge through writing and mentoring. Through making difficult technical ideas simple, he wishes to empower the next generation of engineers to build innovative solutions for the insurance industry. Advice for Young Engineers Entering the InsurTech Space To new engineers entering the InsurTech sector, Gaurav recommends establishing a strong technical background and learning deeply about insurance processes. The sector has complicated, uncertain problems, and success lies in connecting technology to business requirements. Problem-solving, flexibility, and ongoing learning are emphasized. Mentorship is crucial—teaching others about something not only reinforces one’s knowledge but also refines communication skills. Further, keeping oneself informed about developments in AI, automation, and cloud computing will equip future

Gaurav Deshmukh Read More »

Dr. Ankoor Dasguupta

Dr. Ankoor Dasguupta

The Power of Self-Awareness in Leadership – A Non-Negotiable Focus In the evolving landscape of leadership, self-awareness has emerged as one of the most critical, non-negotiable traits for leaders. A leader’s ability to understand their own thoughts, emotions, strengths, and limitations has a direct impact on how they lead others. Self-awareness is no longer a soft skill; it’s a fundamental aspect of effective leadership. Backed by scientific research and supported by data, this ability to look inward not only shapes personal growth but also impacts team dynamics, decision-making, and organizational success. In this article, I will touch upon certain aspects of why self-awareness should be a central focus for every leader, explore the scientific nuances that support its significance, and examine some key global experiments that validate its importance. 1. Self-Awareness Enhances Decision-Making and Leadership Effectiveness At the core of leadership is the ability to make sound decisions. Leaders are constantly faced with high-stakes choices that affect the future of their organizations and teams. Studies have shown that self-aware leaders are better decision-makers, primarily because they understand their cognitive biases and emotional triggers, and are thus more likely to think rationally rather than react impulsively. According to a study published in the Harvard Business Review (2018), self-aware leaders are more successful at reducing decision-making errors by 20%, as compared to their less self-aware counterparts. By recognizing their biases and emotions, self-aware leaders can objectively assess situations, weigh alternatives, and make decisions that benefit the organization as a whole. This heightened level of self-regulation ensures that leaders do not allow personal emotions or preconceived notions to cloud their judgment. Global Experiment: A notable experiment conducted at the University of California, Berkeley, studied 327 leaders and found that those who scored high in self-awareness performed better in complex decision-making scenarios. The leaders with a clear understanding of their own cognitive biases were able to reduce emotional interference and make more accurate, long-term strategic decisions. 2. Self-Awareness Improves Emotional Intelligence and Interpersonal Relationships Emotional intelligence (EQ) is widely regarded as one of the most critical leadership competencies. Self-awareness is the foundational element of EQ, enabling leaders to recognize and manage their emotions effectively. Leaders with high self-awareness are better able to empathize with others, maintain composure in stressful situations, and foster healthy relationships within their teams. A 2022 report by McKinsey & Company found that companies led by emotionally intelligent leaders were 25% more profitable, due to the positive impact such leaders had on team morale, retention, and overall productivity. Self-aware leaders are more adept at identifying the emotional state of their teams and tailoring their communication to inspire trust and collaboration. Global Experiment: A groundbreaking study by researchers at Yale University showed that teams led by self-aware and emotionally intelligent leaders were 35% more productive and engaged. The experiment, conducted across 44 organizations, found that the emotional awareness of leaders helped foster stronger team relationships, significantly reducing conflict and improving overall performance. 3. Self-Awareness Drives Continuous Personal and Professional Growth Leaders who possess a high degree of self-awareness recognize that leadership is a journey of continuous improvement. They regularly engage in self-reflection and seek feedback to uncover areas for growth. This humility and openness to feedback are essential in today’s fast-changing world, where leaders must continuously adapt and evolve. The Johari Window model is a helpful tool for understanding the various aspects of self-awareness. Developed by psychologists Joseph Luft and Harrington Ingham in 1955, the Johari Window consists of four quadrants: the open area, the blind spot, the hidden area, and the unknown area. The goal for leaders is to expand their open area, where both the leader and others are aware of certain behaviors, skills, or traits, while reducing their blind spots—areas that others see but the leader does not recognize. Leaders who actively seek feedback increase their self-awareness, reduce blind spots, and become more effective. Scientific Nuance: A study conducted by Tasha Eurich, an organizational psychologist, revealed that 95% of people believe they are self-aware, but only 10-15% truly are. This striking gap, known as the “self-awareness paradox,” highlights the importance of feedback in leadership development. Leaders who regularly engage in self-assessments, gather feedback from peers, and consciously reflect on their actions tend to show greater professional growth. 4. Self-Awareness Strengthens Team Dynamics and Organizational Culture A leader’s self-awareness has a ripple effect on the entire organization. Leaders who are self-aware foster a culture of trust, transparency, and psychological safety. When leaders understand their communication styles, they can better align them with their teams’ needs, leading to more effective collaboration and problem-solving. Recent research by MIT Sloan Management Review (2023) found that 62% of employees are more engaged in companies led by self-aware executives. The transparency and humility of self-aware leaders create an open environment where employees feel comfortable providing feedback, sharing ideas, and innovating. Global Experiment: In a study led by the London Business School, 170 teams were observed to evaluate the impact of self-awareness on team performance. Teams led by highly self-aware leaders showed a 28% increase in collaboration and idea-sharing, while also reporting higher levels of trust. This experiment underscores the idea that self-aware leadership can transform organizational culture, promoting psychological safety and innovation. 5. Self-Awareness Mitigates Burnout and Enhances Well-Being In today’s demanding work environment, burnout has become a pervasive issue for leaders. Self-awareness plays a crucial role in helping leaders recognize early signs of burnout, manage stress, and maintain well-being. Leaders who understand their limits and triggers are better equipped to implement self-care strategies and avoid the detrimental effects of prolonged stress. A 2021 World Health Organization report revealed that leaders who engage in self-reflective practices and maintain a high degree of self-awareness are 30% less likely to experience burnout. They tend to manage their workload more effectively, delegate appropriately, and ensure a healthy work-life balance, thereby safeguarding both their mental and physical health. Scientific Nuance: Neuroscience research has shown that self-aware individuals tend to have higher activity in the prefrontal cortex, the region

Dr. Ankoor Dasguupta Read More »

Dr. Prateep V Philip

Dr. Prateep V Philip

Sense X: The Key to Financial Intelligence and Acumen Sense X (c) represents a new concept in the realm of finance, synonymous with financial intelligence and acumen. In this article, we will explore the significance of Sense X, its importance in navigating the complexities of personal finance, and provide examples, case studies, anecdotes, and real-life stories to illustrate its significance in achieving financial success. Understanding Sense X Sense X goes beyond traditional financial literacy to encompass a holistic understanding of personal finance, including knowledge, intuition, and practical skills needed to make informed financial decisions. It involves the ability to assess financial situations, identify opportunities and risks, and navigate complex financial landscapes with confidence and clarity. Why Sense X Matters: 1.  Empowerment: Sense X empowers individuals to take control of their financial lives, make informed decisions, and achieve their financial goals with confidence. 2. Resilience: Sense X equips individuals with the tools and mindset needed to navigate financial challenges, adapt to changing circumstances, and bounce back from setbacks with resilience. 3. Opportunity Identification: Sense X enables individuals to recognize opportunities for wealth creation, financial growth, and personal fulfillment, allowing them to capitalize on emerging trends and market opportunities. Examples and Case Studies of Sense X in Action Case Study 1: Entrepreneurial Success with Sense X Sarah, an entrepreneur with a keen sense of financial intelligence, identified a gap in the market for sustainable fashion accessories. Leveraging her understanding of consumer trends and market demand, Sarah launched a successful e-commerce business specializing in eco-friendly handbags and accessories. Through strategic pricing, marketing, and product differentiation, Sarah’s business thrived, generating substantial revenue and profit. Her Sense X allowed her to navigate the competitive landscape of the fashion industry, capitalize on emerging trends, and build a profitable business from the ground up. Case Study 2: Investment Success through Sense X Mark, an investor with a strong sense of financial acumen, recognized the potential of renewable energy as a lucrative investment opportunity. With thorough research and analysis, Mark identified promising companies in the renewable energy sector and strategically allocated a portion of his investment portfolio to these stocks. As the renewable energy industry experienced rapid growth and innovation, Mark’s investments yielded significant returns, outperforming the broader market. His Sense X enabled him to identify promising investment opportunities, assess risk factors, and capitalize on trends that aligned with his long-term financial goals. Anecdotes and Real-Life Stories Demonstrating Sense X Anecdote 1: Strategic Debt Management David, a financially savvy individual with a strong sense of financial intelligence, strategically managed his debt to optimize his financial situation. By prioritizing high-interest debt repayment, consolidating loans, and negotiating lower interest rates, David minimized interest costs and accelerated his journey towards debt freedom. His Sense X enabled him to devise a comprehensive debt repayment strategy that aligned with his financial goals, ultimately achieving financial independence and freedom from debt. Anecdote 2: Lifestyle Optimization Emily, a young professional with a sense of financial acumen, practiced lifestyle optimization to maximize her financial resources. By prioritizing needs over wants, practicing frugality, and seeking out cost-effective alternatives, Emily was able to live comfortably within her means while saving and investing for the future. Her Sense X allowed her to make intentional choices about her spending habits, prioritize long-term financial goals, and achieve financial security and stability at a young age. Practical Strategies for Developing Sense X Continuous Learning: Stay informed about financial trends, concepts, and strategies through reading, research, and education. Critical Thinking: Develop critical thinking skills to evaluate financial information, assess risks, and make informed decisions. Practical Experience: Gain practical experience through real-world application of financial concepts, such as budgeting, investing, and risk management. Seeking Advice: Seek advice from financial professionals, mentors, and peers to gain insights and perspectives on complex financial issues. Conclusion Sense X represents a holistic approach to financial intelligence and acumen, encompassing knowledge, intuition, and practical skills needed to navigate the complexities of personal finance. By developing Sense X, individuals can empower themselves to make informed financial decisions, capitalize on opportunities, and achieve their financial goals with confidence and clarity. Remember, cultivating Sense X is an ongoing journey that requires dedication, curiosity, and a commitment to lifelong learning and growth. Sense X is a copyright of author Dr. Prateep V Philip Read his book Sense X: Unlock Your Sense X, Unlock Your Financial Future for more details: Book available on Amazon

Dr. Prateep V Philip Read More »

Leading your Team through Change

Nadine Zeinoun

Leading your Team through Change     Change holds a lot of uncertainty!   Change can be confusing! Change can be frustrating!   Unfortunately, Change is inevitable!!!  If not managed well, any simple change can lead to major consequences for you and your team.   But how do we lead our teams smoothly and effectively through times of change? Here are six simple tips you can use to help you lead through times of change: Be Comfortable with Resistance!!! Let’s be very clear about one thing; you will find “Resistance to Change” in some or many team members.  That is totally normal! So, what do we do about this resistance? Simply, ACCEPT IT and try to be COMFORATBLE with it! The reason people feel resistance is because uncertainty and change create FEAR in us.  People get scared of things they are not familiar with.  Remember that there is nothing personal against you. People are just scared! So instead of getting all worked up because they are resistant, just accept that, and find ways to make things seem more secure and safe for your team. Be Curious rather that Judgmental! How many times have you met people that are different from you and thought to yourself, “What a bunch of weirdos! I can’t work with these people”.  Well, that is only normal!  Every second, our brain is constantly scanning and asking “Are they Like Me?  Is this Like Me?….Like me? Like me?”.  And guess what?  When something is identified as different, we get scared and tend to judge it!  Having resistant people in our teams is scary to us, and that is why we tend to JUDGE this behavior and JUDGE the person eliciting this behavior.  And, of course, that creates more fear and tension among us.  To be able to lead my team through change, I need to get myself out of judging their resistance and their fear and put myself in a state of curiosity.  “What is making them feel this way?”, “How are they seeing the change?”, “What could I do to help them through it?”…  From my humble personal experience, curiosity is the antidote for judgement.  So get yourself out of “Judgement” and into “Curiosity”!  Listen to Connect with your Team: Listening is NOT waiting for the right word they utter, so I can use that to convince them that I am right! Listening is NOT giving them advice and then getting angry because they didn’t do what I said! Listening is NOT preparing my answer so I can disprove their theory! Many times, we think we listen to our people, but all we are doing is actually just trying to get our way with them! True listening, is about being able to free ourselves from our own thoughts, our own beliefs, our own judgments and realities and opening our minds to other people’s truths and realities.  It’s about hearing the words, emotions, intentions, values, and experiences of others.  It’s about connecting to their world and their own views of this world, without judgment (even when it is very different from ours). It is not an easy task to truly “Listen to Connect”.  It takes a lot of energy and a lot of humility!  However, if you want to be the inspiring leader you have always wished for, it’s important to start “Listening to Connect” right NOW! Help them see the Positive Consequences of “Change” Vs the Burden of “No Change”! Many times, we get stuck in our current situation because we are not really AWARE of the negative impact the current situation is having on us, or how changing can have a positive impact on our lives. Coach your team and heighten their AWARENESS about the Benefits of “Change” Vs the Burden of “No Change”! Break the “Change” into simpler baby steps!  When goals are big and challenging, they can sometimes overwhelm us.  Breaking them down into simpler baby steps can transform audacious & scary goals into doable easy ones.  Take that step NOW and work with your team to break down & simplify that “Change”. Recognize & celebrate those small milestones! Last but not least, to create lasting change and keep the motivation flowing, make sure to notice each team member’s efforts and achievement towards this “Change” and recognize them in a way that is motivational to each one of them. Yes, “Change” can be frustrating and messy, but as you can see, when you prepare yourself for it and you take the above 6 steps, you can transform “Change” into a positive challenge that can create motivation and drive for your team. If you need support managing change within your team, please feel free to book your complementary session with Nadine through  https://nadinezeinoun.com/book-in-a-call 

Nadine Zeinoun Read More »

Thinking Different: Redefining the Office

Stewart Beer

Thinking Different: Redefining the Office The impact the last few years have had on the office space needs no introduction. The necessity to work from home and remotely changed the shape of the workspace as we know it.  Recent news has told us that 18% of the United States’ office space lies vacant, with 300 million square feet expected to be obsolete by 2030 as firms battle with the economic downturn and a rise in popularity of home working in the wake of the coronavirus pandemic of 2020. However, while office space may well be reduced as we move into the future, there will always be a place for it. Not every company can work remotely, and a lot of the new working days we see are a hybrid blend between office and home working.  Innovative office designs and a rethinking of the traditional office space have been seen across the world, with many businesses taking a different approach to the workday.  CollaborationCollaboration and communication are key elements of businesses, and features that are important to remain in place wherever people are working.  Of course, where people are working remotely, technology has enabled us to keep in touch with colleagues across the businesses and even the globe, however, in the actual office spaces themselves, we’re seeing some different approaches to the regular traditional office. Coworking spaces are something that allow collaboration between not just employees in your company, but also across businesses.  Elements of coworking spaces can be brought into the traditional office, with creative ways for teams to meet, including kitchen areas, break out spaces and even informal areas such as 8-ball tables and beanbags – all of these provide a way for people to meet each other, collaborate and if nothing else, get communication flowing across the business.  As businesses cut down on the spaces they need, coworking spaces may become a viable option for many. Across the globe there are some very quirky and unique coworking spaces, which bridge the gap between home and office working Lisbon’s Village Underground is a space which promotes collaboration and culture, and as well as workspaces includes a recording studio and a restaurant. Of course, different businesses have different requirements so what works for one may not work for all, but options like this highlight the changing attitudes to the workspace.  Work-Life BalanceA phrase all of us will have heard and tried to take heed of is the work-life balance, and this is something at the heart of many workplace changes we are seeing. As things have changed in the past few years, and many have worked from home, a full time return to the office for people that was expected hasn’t fully materialized.   Research from Knight Frank showed the expectation that “employees will work at least some of the week from home for the foreseeable future”, and just a third of businesses still pushing for a full-time return.  Balancing the work and free time of employees can be tricky, particularly when office visits are essential to the job. Clever workspaces have begun introducing more opportunities for downtime and screen breaks, as seen in Google’s Zurich space. Slides, cinema rooms and places to even have a dance are all part of the office, and elements of this can be implemented in offices for smaller companies too.  Having fun in the office can of course improve communication but above all the wellbeing of the workforce. As the workplace changes, work is not so much a place people go but a thing that they do, and that they do from anywhere. With this in mind, when employees need to go to the office, their welfare is important and employees that can have fun in the office are likely to be up to 20% more productive than those who aren’t.  A no-brainer then, to incorporate some interesting areas into an office where employees can take a break. Coupled with flexible options when available, providing a work-life balance while in the office too can result in happier, and in turn more focused and productive members of staff. Remove the Office FeelingOne approach to the office space we have seen is to be clever with the design of the space. This can be simply making sure people have enough power sockets in which to plug in laptops, phones and printers. Aesthetics are important too, and by incorporating this into the design of the office from the get-go, a reputable supplier can ensure practical elements such as wiring and electrical enclosure boxes are considered as part of the overall build.  Removing the traditional office feeling though, can of course go much further than being practical with layouts and ensuring a flow of natural light. Bark, a company that create dog toys and treats, have a unique workspace which is designed for both humans and dogs to be side by side during the working day. Using dog-friendly materials, the space allows employees to work at their will around the office, and has importantly been completed using cost-effective materials to show that this way of thinking can be commercially viable too. While naturally, this may be a step too far for many, the unique way of thinking again showcases how businesses have changed workspaces into something that works for them.   www.electrixinternational.com/us-us Sources Half of big companies to cut office desk space as bosses give up on back to work push (msn.com) Village Underground Lisboa – Um muro aberto para um novo movimento artístico e cultural (vulisboa.com) Rethinking The Modern Workspace: Embracing Change With Purpose (forbes.com) NBBJ designs Bark’s Ohio office for both humans and dogs (dezeen.com) Author – Stewart Beer, Site Manager at Electrix International.

Stewart Beer Read More »

Dr. Ankoor Dasguupta

Dr. Ankoor Dasguupta

Why Even the Best Leaders Seek Out Professional Coaching: 5 Key Reasons Leadership isn’t a destination; it’s an evolving journey that demands self-awareness, adaptability, and strategic foresight. In today’s fast-paced and complex business environment, the best leaders know that continuous improvement is not just an option—it’s a necessity. Even those at the pinnacle of their careers understand the immense value of professional coaching. Which is why I make an attempt to capture few key aspects for the ‘why’ of this. Enhancing Self-Awareness and Emotional Intelligence One of the most compelling reasons leaders hire professional coaches is to gain deeper self-awareness. Understanding one’s strengths, weaknesses, and blind spots is crucial for effective leadership. According to a recent study published by Harvard Business Review, 95% of people believe they are self-aware, but only 10-15% actually are. This gap between perception and reality can lead to ineffective decision-making and strained relationships. A professional coach acts as a mirror, helping leaders see themselves more clearly. Through targeted feedback and reflective exercises, leaders can develop emotional intelligence (EQ), which is directly linked to better team performance, higher employee satisfaction, and improved company culture. Daniel Goleman’s research highlights that EQ accounts for nearly 90% of what sets high performers apart from their peers with similar technical skills and cognitive abilities. Example: Consider the case of a CEO who, despite a successful track record, struggled with retaining top talent. Through coaching, they discovered that their communication style, perceived as abrasive, was the root cause. With increased self-awareness and emotional intelligence, the CEO adapted their approach, resulting in significantly reduced turnover. Navigating Complex Decision-Making Leadership often involves making high-stakes decisions with limited information and tight deadlines. The complexity of these decisions is only increasing as markets globalize and industries evolve. A coach can provide a structured framework for decision-making, ensuring that leaders consider all perspectives and potential outcomes. According to a report by McKinsey & Company, leaders who engage with coaches are 75% more likely to make better decisions. This is because coaches challenge assumptions, help leaders identify cognitive biases, and guide them through a process that balances logic with intuition. Example: A senior executive faced with the decision to enter a new market might struggle with analysis paralysis due to the sheer volume of data and potential risks involved. A coach can help distil the information into actionable insights, enabling the executive to make a confident and informed decision. Driving Sustainable Growth and Innovation In an era where disruption is the norm, leaders must constantly innovate to stay ahead. However, the day-to-day demands of running an organization can stifle creativity and strategic thinking. A professional coach can help leaders carve out time for deep reflection, fostering an environment where innovative ideas can flourish. Observation from the International Coaching Federation (ICF) shows that 86% of companies report a return on investment (ROI) from coaching, with 70% citing improvements in work performance and strategic planning. By working with a coach, leaders can align their vision with actionable strategies, driving sustainable growth and innovation. For instance, the CEO of a tech startup, overwhelmed by operational challenges, found it difficult to focus on long-term strategy. Through coaching, they learned to delegate effectively, freeing up time to explore new technologies and business models. This shift led to the development of a groundbreaking product that positioned the company as an industry leader. Building Resilience in the Face of Adversity Resilience is a critical trait for leaders, especially in today’s volatile, uncertain, complex, and ambiguous (VUCA) world. The ability to bounce back from setbacks, learn from failures, and maintain a positive outlook is essential for sustained leadership success. Coaches play a pivotal role in helping leaders build resilience by developing coping strategies, setting realistic goals, and maintaining a balanced perspective. According to a global study by PwC, 76% of leaders who received coaching reported improved resilience, enabling them to navigate crises more effectively. This is particularly important as organizations face unprecedented challenges, from economic downturns to global pandemics. Example: During the COVID-19 pandemic, a CFO had to make tough financial decisions, including layoffs and budget cuts. Coaching provided the support needed to manage the emotional toll of these decisions, while also helping the CFO develop strategies for financial recovery and future growth. Fostering a Culture of Accountability and Excellence Leadership is not just about personal success; it’s about inspiring and empowering others. A coach can help leaders develop the skills needed to build a high-performance culture where accountability, collaboration, and excellence are the norms. This involves setting clear expectations, providing consistent feedback, and creating an environment where employees feel valued and motivated. A 2023 Gallup report found that companies with strong coaching cultures experience 21% higher profitability, 17% higher productivity, and 24% lower turnover. By investing in their own development through coaching, leaders set a powerful example for their teams, driving organizational success. Example: A department head struggling with team performance used coaching to refine their leadership style, focusing on clear communication and constructive feedback. This shift not only improved team morale but also led to a significant increase in project completion rates and overall productivity. At the end of this piece, I’d say even the most accomplished leaders recognize the transformative power of professional coaching. Investing in getting a professional certified coaching is not just about addressing current challenges; it’s about preparing for the future. For leaders aiming to leave a lasting impact, the question isn’t whether to hire a coach—it’s when. –Dr. Ankoor Dasguupta

Dr. Ankoor Dasguupta Read More »